Honolulu, Kailua and Kapolei real estate and homes for sale in Hawaii - John Harris and Shelly Campbell Hawaii's Home Team, REALTORS® John Harris and Shelly Campbell Hawaii's Home Team REALTORS(r) for Honolulu, Kailua and Kapolei, Hawaii real estate - NUMBER1EXPERTS™ John Harris and Shelly Campbell Hawaii's Home Team NUMBER1EXPERTS(tm) for Honolulu, Kailua and Kapolei, Hawaii real estate
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John Harris and Shelly Campbell Hawaii's Home Team, REALTOR®, real estate agents and broker for Honolulu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 888-289-7284


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Mortgage Prequalification: Honolulu Hawaii home buying, real estate listings, and homes for sale in Hawaii                         County, HI
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Honolulu, Kailua and Kapolei Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

About You
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Real Estate Tips
Disclosure Laws >Potential Problems

Every house has some "quirks", and some have material defects that may affect the sales agreement or the asking price. Placing a less-than-perfect house on the market is fine as long as you and your real estate agent give the buyers information on any "hidden defects".

Most litigation in real estate transactions involves the buyer suing the seller for failure to disclose a problem. Whether it is a leaky roof, dry rot, plumbing or heating problems, or a wet basement, most courts do not apply the "let the buyer beware" rule to real estate transactions. Even if the buyers had a structural inspection and you sold the property "as is," you may be held responsible for undisclosed defects.

Sellers have an obligation to disclose both obvious and hidden defects. Courts have not been sympathetic to sellers who have lived in a house and are in a position to know what works and what doesn't, but do not fully reveal the facts. This is one area where honesty is the only policy. Ask your agent for help if you are unclear about any aspects of the disclosure form.

See All Tips In The "Disclosure Laws" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?

A 
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
See More Real Estate Trivia >


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John Harris and Shelly Campbell Hawaii's Home Team, REALTOR®, real estate agents and broker for Honolulu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

John Harris and Shelly Campbell Hawaii's Home Team
RE/MAX Honolulu

1357 Kapiolani Boulevard, Suite 870
Honolulu, HI. 96814
Direct: (808) 951-3210
Toll Free: (888) 289-7284
Fax: (808) 951-0185
Email John: John@HawaiiHomeTeam.com
Email Shelly: Shelly@HawaiiHomeTeam.com
For More Information: Info@HawaiiHomeTeam.com

John Harris and Shelly Campbell are truly “Hawaii’s Home Team,” with over 70 years of local living experience working for you. Our family (John is Shelly’s son) has been involved with the construction, development and sale of Hawaii residential and commercial properties since the late 1960’s. We are very involved in our community, because that’s whom we serve, and that’s what we sell. . .our community! When employing our team to sell your home, we act as your marketing managers to bring you more qualified buyers through our tested home selling systems. When the time comes to buy your Oahu home, we use the same negotiating expertise to ensure that you secure the best possible home for purchase at favorable terms in our competitive marketplace. Every home and property on Oahu is visible through our website! Whether buying or selling, John, Shelly and our team of support professionals are committed to your success!


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