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John Harris and Shelly Campbell Hawaii's Home Team are some of The Top Selling Real Estate Experts™
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First Time Homebuyers: Honolulu Hawaii home buying, real estate listings, and homes for sale in Hawaii County, HI

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Honolulu, Kailua and Kapolei real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...

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Financing Your Home >Bridge Loans

What if you hear one day that the house you have coveted for years is on the market. Out of curiosity, you might call your real estate agent and arrange to see if the inside of your dream house is as terrific as the outside. It is, and you fall in love with the place. The sellers need a relatively fast settlement, and are not in a position to accept an offer that is contingent on selling your home before closing on the new one. While you are confident your house will sell fairly quickly, you cannot be sure in a fluctuating market.

A bridge loan might be your solution. Many lenders specialize in providing short term loans for just this type of situation. The principal and interest is paid back when you close the sale of your present house. If the market in your area is strong and there is a good possibility of selling your home quickly, or if you are willing to offer your home at a price that will make it attractive in a sluggish market, then a bridge loan is a tool that could make the home you love a real possibility. A good real estate agent and a knowledgeable loan officer are the team you need to work it out.

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Q	Where is the world's largest wine cellar, and how big is it?
A	A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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Home Inspection
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John Harris and Shelly Campbell Hawaii's Home Team, REALTORŽ, real estate agents and broker for Honolulu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

John Harris and Shelly Campbell Hawaii's Home Team
RE/MAX Honolulu
1357 Kapiolani Boulevard, Suite 870
Honolulu, HI. 96814
Direct: (808) 951-3210
Toll Free: (888) 289-7284
Fax: (808) 951-0185
Email John: John@HawaiiHomeTeam.com
Email Shelly: Shelly@HawaiiHomeTeam.com
For More Information: Info@HawaiiHomeTeam.com
John Harris and Shelly Campbell are truly Hawaiis Home Team, with over 70 years of local living experience working for you. Our family (John is Shellys son) has been involved with the construction, development and sale of Hawaii residential and commercial properties since the late 1960s. We are very involved in our community, because thats whom we serve, and thats what we sell. . .our community! When employing our team to sell your home, we act as your marketing managers to bring you more qualified buyers through our tested home selling systems. When the time comes to buy your Oahu home, we use the same negotiating expertise to ensure that you secure the best possible home for purchase at favorable terms in our competitive marketplace. Every home and property on Oahu is visible through our website! Whether buying or selling, John, Shelly and our team of support professionals are committed to your success!

www.hawaiihometeam.com is brought to you by John Harris and Shelly Campbell Hawaii's Home Team
NUMBER1EXPERTS™ in real estate for Honolulu, Kailua and Kapolei, Hawaii

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