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John Harris and Shelly Campbell Hawaii's Home Team are some of The Top Selling Real Estate Experts™
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John Harris and Shelly Campbell Hawaii's Home Team, REALTORŽ, real estate agents and broker for Honolulu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Honolulu, Kailua, Kapolei and Oahu, Hawaii Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Honolulu, Kailua and Kapolei real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Realtors. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Honolulu, Kailua and Kapolei Realtors, we have the experience and track record you are looking for. Please let us help.

- John Harris and Shelly Campbell Hawaii's Home Team

School Reports in Honolulu, Kailua and Kapolei, Hawaii

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Hawaii Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Honolulu, Kailua and Kapolei

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?
A	Real Estate--it goes through cycles, but still has a long-term record of strong investment return.
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Roger Green, Hawaii Real Estate Inspection Service
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John Harris and Shelly Campbell Hawaii's Home Team
RE/MAX Honolulu
1357 Kapiolani Boulevard, Suite 870
Honolulu, HI. 96814
Direct: (808) 951-3210
Toll Free: (888) 289-7284
Fax: (808) 951-0185
Email John: John@HawaiiHomeTeam.com
Email Shelly: Shelly@HawaiiHomeTeam.com
For More Information: Info@HawaiiHomeTeam.com

John Harris and Shelly Campbell are truly Hawaiis Home Team, with over 70 years of local living experience working for you. Our family (John is Shellys son) has been involved with the construction, development and sale of Hawaii residential and commercial properties since the late 1960s. We are very involved in our community, because thats whom we serve, and thats what we sell. . .our community! When employing our team to sell your home, we act as your marketing managers to bring you more qualified buyers through our tested home selling systems. When the time comes to buy your Oahu home, we use the same negotiating expertise to ensure that you secure the best possible home for purchase at favorable terms in our competitive marketplace. Every home and property on Oahu is visible through our website! Whether buying or selling, John, Shelly and our team of support professionals are committed to your success!

www.hawaiihometeam.com is brought to you by John Harris and Shelly Campbell Hawaii's Home Team
NUMBER1EXPERTS™ in real estate for Honolulu, Kailua and Kapolei, Hawaii

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